125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      E-mail
Search

Deposit Services

Discretionary Overdraft Privilege Policy | Overdraft Privilege | Check Hold Policy

Accounts at Alternatives Credit Union are designed to meet our mission, and our social mission is integrated into our economic mission. We have designed our deposit accounts to meet the financial needs of the members of this community, including members with a lower income.

Our savings accounts have no monthly service charges or transaction fees, and only a $5 minimum balance requirement. Dividends are earned on balances above $5.

Share draft (checking) accounts are also offered to anyone who lives in Ithaca, Tompkins County, and the adjacent counties of Cayuga, Chemung, Cortland, Schuyler, Seneca and Tioga.

Certain deposits are available immediately, but we will place a "hold" on others. See our check hold policy for details.

Certificates can be started with as little as $100, and offer competitive dividend rates.
 

Routing information for direct deposits to Alternatives Credit Union members: routing and transit number (also known as ABA number) is 2213 8186 7.

 

Wiring Instructions

 

Wire to:
Alloya Corporate Federal Credit Union 4450 Weaver Pkwy. Warrenville, IL 60555
ABA # 221381715
Credit to:
Alternatives Federal Credit Union
Account # 221381867
Further credit:
Member’s Name, Account Number and Suffix

International Wires
Because we are not set up to directly receive international wires, we do not have a SWIFT code. In order for us to receive an international wire, you must send your wire via a financial institution in the US that is associated with the originating financial institution, who will then transmit funds to Alternatives via Alloya Corporate Federal Credit Union.

Online Services

BillPay@home »

Loan Rates

Deposit Rates


Donate »

Help us help our community through the Alternatives Venture Fund

Robert Berkley, Your Daily Soup

A few years ago, Robert took a realistic look at business growth and decided he needed a financial boost for expansion. He owns his home, free and clear, and decided a Home Improvement Loan was a good choice to get the funds he needed. "I had to get all new kitchen appliances; everything from a stove to a microwave- and a new roof also."

"Alternatives made it so easy- I felt like they answered my questions before I even asked them." Robert says of his experience. "I was already in a good place with my business. I just needed to get to the next level. Without the loan from Alternatives I couldn't have done it. I was able to make the home improvements I needed, and have money to buy the necessary equipment to expand my business to include ice cream and sorbet."


Alternatives
Financial
Education »

Discover how you can gain control of your finances...
Alternatives Federal Credit Union ("Alternatives") provides a hyperlink to Google Translate™ for convenience only and without any responsibility for the accuracy of translations. Alternatives has no control over this unrelated, free and entirely computerized translation program. Computerized translations are only an attempted approximation of the website’s original content and thus Alternatives makes no representations or warranties of any kind with respect to the accuracy, reliability or completeness of any translations. Persons using translated information do so at their own risk.