125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      E-mail

Living Wage Study - 2000



Category Month Year Comments
Rent $504.00 $6,048.00 HUD fair market rent - Does not include telephone
Transportation $151.23 $1,814.75 Weighted average of amount spent on private cars, public transportation and using a bicycle - from Claritas and WOW estimates
Food $152.30 $1,827.60 Average of low-cost plan Food Stamp cost for males and females ages 20-50
Telephone $25.97 $311.64 From Verizon
Health Care $82.72 $992.60 Univera health care plan used at the Credit Union. This includes employee co-pay plus additional costs like prescription and non-prescription drugs - from Alternatives Credit Union and Claritas
Recreation $107.23 $1,286.76 Includes several categories of items, such as money for trips, fees/admissions, and reading materials - from Claritas
Savings $50.00 $600.00 From 1998 study
Misc $113.71 $1,364.52 Includes items such as clothing, personal care items, housekeeping and garden equipment - from Claritas
Payroll $111.82 $1,341.84 Fica - 7.65%
Federal $129.26 $1,551.06 Income minus 7,200 times 15%
State $33.47 $401.62 Income minus 7500 times 4%
TOTAL Living Wage $1,461.70 $17,540.39 $8.43/hr@40 hr/week; $9.30/hr@36.25 hr/week; $9.05/hr@ 37.25hr/week; $9.64/hr@35 hr/week

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NorthStar House - Elliot Martin, Jed Ashton and Lee Hamilton

At NorthStar House, we use as many local, organic vegetables and meats as we can, so you have our word that we will do all we can to help the community grow in the healthiest way possible. Naturally we bank at Alternatives, not only because they share our goals of community development, but they also provide the tools to make those goals a reality. Alternatives has been there for us from the beginning, helping us develop a business plan in the Business CENTS program, and continues to support us as we grow and have new financial needs.


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